How To Invest In Gold

Frequently Asked Questions

1. QUESTION:
   How do i invest in Gold and redeem the money back?
   Want to know how to go about buying gold as an investment like where to buy?, how much to invest? Gold is available in how many Grams denomination. And finally when I want to sell it, will I get a same amount as the market rate on that day and will I get the full amount?

   • ANSWER:
     If you want to hold the gold yourself, you need to go to a dealer. You will generally pay 15 dollars or so above its value, so he can make a profit. You can sell it back at the same place. I don't remember how small you can go, but 1 once is more common. You can also buy gold mining etf or even gold etf where you don't actually get the gold, the fund owns it and you own the fund..
     Gold is usually a pretty bad investment.

2. QUESTION:
   How to invest gold in Singapore ?.?
   Can we use CPF to buy gold as an investment ? Where to sell our gold chains or rings for better returns. The goldsmith shop offer very low returns. Any website to see the MOST updated cost of gold & silver prices.

   • ANSWER:
     You must be careful in there. Some one might want to steal from you.

3. QUESTION:
   How much does investing gold actually cost?
   I was browsing around for a friend of mine..
   he needed to know about the worlds no.1 supposely to be bank, the swiss bank..
   then i came across the gold investment thingy they had and kinda got stuck there for awhile..

   my question is..
   how much does gold actually cost?..
   ppl say invest in real gold, its profitable.. is dat true?.. why?.. how?..
   if i do buy them from swissbank, how much does it cost + rental on he safe deposit box?..

   sorry,, kinda really naive in this field..
   wud appreciate it if anyone cud help..

   • ANSWER:
     Don't know what country you are in, so rules on owning gold and taxes might be different from what I am used to.

     But.....

     Gold is the universal method of holding and storing wealth.
     All currencies are just peices of paper or electronic bits, that depend on peoples willingness to hold them, to keep their value..in themselves, there are as valuable as scrap paper.

     Gold is accepted everywhere and there is no dispute on it's desirability.

     Gold is going up in "price" because Governments are devaluating their currency for trade and deficit reasons. so Gold is moving up compared to currencies.

     Gold costs whatever two people agree to buy/sell/ compared to the currency traded. On Friday Apr 27 Gold closed at 8.90 USD per ounce,

     Gold is used as an insurance policy to insure against catostrophic collapse in financial markets, but It is not necessarily good to "invest in"

     You buy 99.99% gold bullion or 99.99% gold coins for insurance against financial upheaval.

     You invest in Shares of Gold producing companines,if you think gold is going up in price as the shares of these companies will increase at a higher rate that the actual increase in gold..

     The best way to invest in the Increase in Gold prices is to buy a Gold mutual fund. These funds invest in many different gold companies and this gives diversification in this sector.

     So If you beleive in Gold, Buy gold company shares or a Precious metals mutual fund.

     DO NOT INVEST THROUGH INTERNET OFFERINGS.

4. QUESTION:
   Questions about gold investing. How do I invest in gold? What are the tax and legal implications?
   I recently received an email for a gold investing website. They offer 25% of each commission when someone you refer signs up for an account and give you a free gram of gold for registering. Basically, you post the URL on your site. For example, mine is http://bullionvault.com/from/webpence . They allow you to buy and sell gold in either dollars, pounds, or euros, and you can store your gold in one of their vaults in either London, New York, or Zurich.

   My question is: What if any are the tax and legal implications of buying and selling gold through a site such as this? I also saw a similar arrangement at goldmoney.com and am wondering which site is better. I am hoping someone else out there has any information that might help.

   Other questions: If you buy and sell gold in the UK or Switzerland, do you have to pay capital gains either in the US or the other country? If you could store gold in either the UK or Switzerland, which is better?

   Thanks.

   • ANSWER:
     Well the best way is to trade Commodities. I have an account with www.aarontrade.com and my broker has done well exposing my account to gold and silver. He always gives me a square deal. Below is the Link. Love your profile.That bullion site seems shaddy

5. QUESTION:
   How do you invest in Gold and Silver investments in the Philippines?
   How do you invest in Gold and Silver investments in the Philippines?

   Are there any laws to dual citizens to own these investments?

   • ANSWER:
     If you want the "do-it-yourself" approach, you may want to avail of this free newsletter.

     http://www.investmentu.net/ppc/t4silver.cfm?kw=X300G548

     Or, if you are already in the Philippines, you may want to consult with your financial advisor or stock market broker. They would know what to do.

6. QUESTION:
   How do I invest in gold and silver?
   Hi, this is a dumb question - I'm new to investing and I want to invest in gold and silver. Do I do this by buying stock in companies or elsewhere? Very basic advice for a 100% beginner much appreciated, thanks for your time!

   • ANSWER:
     You may take position in Junior mining companies. I do realize the risk is high, but if you have a 5 year+ time horizon and are willing to ride out the ups and downs. I thing the best gold play for you is NAK on AMEX. The silver play is tricky, FLMTF is a good one. Both companies are exploring in the heart of Alaska.

     P.S. I own both, NAK for my kid's 529 and FLMTF is weighted about 50% in my 401K.

     Hope this will help.

7. QUESTION:
   How do you invest in Gold and Silver in the Philippines?
   How do people in the Philippines invest in Gold and Silver? Do you go to the Central Bank to buy and sell gold there?

   Do most people do it online on the internet?

   Or do people there use a financial advisor or stock broker?

   I would like to know your opinion on how people in the Philippines invest.

   • ANSWER:
     for a big investment like that, nena would definitely use a financial advisor or a stock broker.

8. QUESTION:
   How much does gold price grow annually?Is this the right time to invest?
   What is the best form to invest in gold?(coins,bars etc)

   Thank you for you help! Looking forward to your answers!

   • ANSWER:
     As mentioned, Gold fluctuates in price, but historically, has done well in the last 5-8 years, though it has seen some substantial drops. When the US Dollar is strong, Gold tends to go down in price, and when the US Dollar is weak, and/or our economy is having problems, investors tend to buy more Gold and so the price (supply/demand) normally goes up. It is used sometimes by investors to "balance" or hedge one's portfolio, or collection of investment vehicles.

     As for which form of Gold is best, that is a personal choice. Each form of Gold investing has it's pro's and Con's. You can buy the metal itself in the form of coins or bullion, making your investment easier to liquidate, you just go to most coin stores/shops/dealers and they will usually buy your gold coins or little ingots/bars right on the spot. Or you can buy into "paper gold". There are traded funds or ETF's that TRY to track the price of Gold as close as possible, and actually back the security with the metal itself, meaning for every dollar of asset they have, there is real Gold in their holdings to back it up.

     Is "this" the right time to invest? There is no way to predict the future yet, any investment can go belly up, or go down substantially or even go higher, at any given moment. I think that wondering about what our economy will do in the next 1-3 years is a better question. Even then, investing in Gold should usually be a small percentage of our total nest egg, most people will agree, it is not wise to invest all or even half of your money in any one thing. You are usually wise to spread it around a little to a few investments that hopefully compliment each other, or balance the portfolio out.

     For example, maybe some into stocks, maybe some under the mattress, and maybe a tiny bit into a gold coin or two, just as an example (LOL)

     DO YOUR HOMEWORK/RESEARCH no matter what, before investing, ok?

     Good luck, and have fun!

9. QUESTION:
   How can I use my 401k to invest in those precious metals? Like Gold, and Silver?
   I'm 25, and I opened a 401k in NC at 20, so I have an NC401k. I don't know how to use it as far as investing goes. However, I have been hearing good things about investing in gold and silver. So can I use my NC401k to invest in gold? How do I do that?

   • ANSWER:
     Most 401K plans have investment alternatives that are selected by the sponsor. In this case, you have no alternatives. If you can select a stock in your 401K, then you could invest in GLD or SLV to directly track the price of these metals. Otherwise, when you change jobs or retire, you can roll the 401K into an IRA of some type, then buy GLD or SLV.

10. QUESTION:
    How do you invest in GOLD and SILVER in the Philippines?
    How do people in the Philippines invest in Gold and Silver? Do you go to the Central Bank to buy and sell gold there?

    Do most people do it online on the internet?

    Or do people there use a financial advisor or stock broker?

    I would like to know your opinion on how people in the Philippines invest.

    • ANSWER:
      Gold and silver to invest in the Philippines. You have to consult a financial adviser or as you say a stock broker. To be safe.

11. QUESTION:
    How can I invest in buying/selling gold?
    I have 5 thousand dollars and want to invest in gold commodity. Is this money enough to buy and sell gold? Is there a website where I can buy and sell gold?

    • ANSWER:
      Open a brokerage acct like I have....like Etrade. You can do it all on line including the transfer of funds. But listen to me GOOD, never, never, never ever put all your chips on a single stock.

      I'm suggesting you buy a gold stock otherwise you need to buy the coins, or whatever and then you need a safe at home ya da ya .....etc

      Good luck,

      Paulee

      Etrade.com and look at financial shows like "Mad Money" msnbc or Fox Bulls and Bears

12. QUESTION:
    How do I invest in Gold?
    I don't know if it is better to take physical possession of the gold or just invest at a place like TD Waterhouse or Scottrade. I've never invested in Gold and have no idea how to do it. With all the shakiness in the market it sounds like it may be a wise thing to do.

    • ANSWER:
      If you want to take physical possession call a place like Swiss America (800-BUY-COIN). If you want to trade gold, I believe you would just like other commodities, so then you can call a place that trades them like you mentioned TD Waterhouse.

      I would advise it now, looks like the banks are collapsing and the dollar is going to be worth less.

13. QUESTION:
    How do I invest in gold?
    I want to invest in gold. What is the best kind to purchase? I see gold bars at 24K. Is that good? Should I invest in pure nuggets?

    • ANSWER:
      The best way to own a precious metal is through a diversified metals fund, like the Franklin Gold & Precious Metals Fund or the Evergreen Precious Metals Fund. Another way is through a diversifed commodity fund, like the DWS Scudder Commodity Security Fund.

      As for buying the bullion itself, good luck, you will never find a dealer that will give you it's true worth when it's time to sell, and anyway, why would near 30-year highs be a buying signal to you anyway? Are you insane?

      Better to buy a diversifed series of properly asset allocated high-quality, low expense mutual funds. That's how you should be investing, not jumping on some hot fad like metals. Gold and other precious metals should only ever make up 5-10% of your overall portfolio, depending on your risk tolerance. They are a good diversifer and an inflation hedge, not a way to get rich quick.

      Hope this helps!

14. QUESTION:
    Where can I buy and invest in gold bars ?
    Why aren't pple investing in gold? I found many dealers on internet that sell gold bars but I'm hesitant to purchase one rite now cuz I don't know which company is trustworthy. I would appreciate if u tell me how to buy and sell gold bars.

    • ANSWER:
      The era of buying gold directly is GONE forever.

      Buy the exchange traded fund GLD.You get all the gains or losses from the moves in the price of gold and you don't have to worry about storing and assaying the bar when you go to sell it.

      See the chart at http://chartserver.fasttrack.net/chart1.asp?symbol=gld

15. QUESTION:
    How can you invest in Gold and silver starting with /mo working up to ,000 investment?
    Wise person may know how to do this. Probably the selection of types of investments (gold and silver) would change as invested amount increases.

    • ANSWER:
      First rule of investing have an emergency fund 10-20% cash or 6 months income, then invest when yourve saved up enough.

16. QUESTION:
    How to invest in Gold and Silver?
    What is the best way to invest in Gold and Silver?
    Are there any online Gold banks?

    • ANSWER:
      EFT's would be my suggestion.

      You could buy the gold trust EFT on the NYSE. Its ticker is GLD.

      There are 2 EFT's for Silver listed on both the AMEX and NYSE:

      SLV - Ishares silver trust EFT
      DBS - Power shares DB silver EFT

      I don't recommend the Chicago Mercantile exchange for gold and silver futures as Answer 2 is suggesting because then you have to worry about futures contract expiry dates which isn't a problem with EFT's
      http://www.cmegroup.com/trading/metals/index.html

      You can also visit the following for gold bars: http://www.bullionvault.com/

17. QUESTION:
    How is Kotak gold etf...should i invest in it?
    i was planning to invest in gold etf. can anyone tell me is kotak gold a good way to invest? thanx

    • ANSWER:
      all gold ETFs are the same. thus the returns are also the same. the difference in most of then is the % of debt. thus there is a difference in the NAV for all these four /five GOld ETF

      only Benchmark ETF has 100 % Gold . i would advice Benchmark ETF for this reason

18. QUESTION:
    How do I invest in Gold, like simple investments of 1 or 2 ounces? What scams should I be awre of with this?
    What is the format, whom to purchase gold ounce ect. I am extremely new at investing but I do keep my eye on the various markets.

    • ANSWER:
      If you have to ask for gold investment advice on Yahoo Answers
      then this is not the field for you.
      Do your due diligence elsewhere before you get into a risky speculative field like gold.
      You do realize that you can lose money as well as make it.

      1 Gold (oz.) = 634.960 US Dollar Monday, July 31, 2006

      PS: Do NOT get involved with egold as suggested in a post below.
      They are only used by online scams who can't use PayPal, etc
      e-gold Ltd. Is a Nevis, West Indies company that is protected by being offshore and if and when they go south there will be nothing you can do about getting your money back.

19. QUESTION:
    When is a good time to invest in gold?
    When is a good time to invest in gold, and how would you do it? Would you buy gold bars and coins or invest in gold stocks? And if stocks, which ones?

    • ANSWER:
      Some people think that times of inflation are ahead, which would mean it's a good time to buy gold.

      You can buy gold coins or gold bullion, or if you like stocks, check
      GG or CEF, which invest in gold.

      Grandpa

20. QUESTION:
    How do i invest in gold?
    I am feeling insecure about leaving my money on deposit in a high street bank account. I therefore think that buying gold would be a good idea, or perhaps another precious metal/stone. I am an amateur in this area. Is it possible to buy gold and to keep it safely in a bank? If the bank goes bankrupt, will they keep my gold? Can i actually get my hands on the gold so that i could take it with me?

    All answers much appreciated!

    • ANSWER:
      Gold is currently at a record high - you should stay well clear for a while. Once the turbulence in the financial markets has calmed then gold will return to more normal levels.

21. QUESTION:
    How do you invest in gold?
    Do you just go to jewelry store and buy a bar or gold and keep it in your closet? or is like other investments where you go through a brokerage but you don't actually keep the gold with you?

    • ANSWER:
      yes buy gold bullion if you would like to invest in gold. you can find these companies all over the us, especially new york. right now is a waiting peroid, people are just waiting to see whats going to happen with gold because they arent sure if its safe enough to invest in right now due to the economy. the best bet is to look out for the stock quote for gold and monitor any unusual rises or drops. as of now it is not safe at all so dont even bother.

22. QUESTION:
    how to invest in Gold in the form of an equity stock?
    Are there any exchange-traded stocks whose prices strictly follow the price of Gold?

    • ANSWER:
      Yes, there are several gold ETF's. IAU and GLD are two of them that can be traded as you trade equities. You can even use limit orders on them. Just watch the expense ratio. For more information, go to the AMEX web site and look for ETF.

      The alternative is to buy a stock of a gold mining company. There are literally dozens of them, some of the more popular ones being RGLD, ASA, NEM, AUY, GG.

23. QUESTION:
    How does banks use or invest the gold exactly? And why?
    Hi. Wants to know why Gold investment is better & the how does a gold plays a good investment role in banking. How does banks use it.
    Thanks.

    • ANSWER:
      Gold played a central role in the international monetary system until the collapse of the Bretton Woods system of fixed exchange rates in 1973. Since then, the role of gold has been gradually reduced. However, it is still an important asset in the reserve holdings of a number of countries, and the IMF remains one of the largest official holders of gold in the world. Consistent with the new income model for the Fund agreed in April 2008, on September 18, 2009, the IMF Executive Board approved gold sales strictly limited to 403.3 metric tons, representing one eighth of the Fund’s total holdings of gold at that time. Resources linked to these gold sales will also help boost the Fund’s concessional lending capacity.

      How the IMF acquired its gold holdings
      The IMF held 93.8 million ounces (2,917.1 metric tons) of gold at designated depositories at end July 2010. The IMF’s total gold holdings are valued on its balance sheet at SDR 3.9 billion (about .9 billion) on the basis of historical cost. As of July 31, 2010, the IMF's holdings amounted to 9.6 billion at current market prices.

      A portion of these holdings was acquired after the Second Amendment of the IMF’s Articles of Agreement in April 1978. This portion, which amounted to 12.97 million ounces(403.3 metric tons) prior to the sales agreed in September 2009, is not subject to restitution to IMF member countries (see below), unlike gold the IMF acquired before 1978. In September 2009 the Executive Board authorized the sale of this post-Second Amendment gold, and at end July 2010, a total of 103 metric tons of this portion of gold remained on the Fund’s books.

      The IMF acquired the majority of its gold holdings prior to the Second Amendment through four main types of transactions.

      •First, when the IMF was founded in 1944 it was decided that 25 percent of initial quota subscriptions and subsequent quota increases were to be paid in gold. This represents the largest source of the IMF's gold.
      •Second, all payments of charges (interest on member countries' use of IMF credit) were normally made in gold.
      •Third, a member wishing to acquire the currency of another member could do so by selling gold to the IMF. The major use of this provision was sales of gold to the IMF by South Africa in 1970–71.
      •And finally, member countries could use gold to repay the IMF for credit previously extended.

24. QUESTION:
    How can i invest in gold bonds. Is it possible to invest on monthly basis like recurring deposit in gold bond?
    About Gold Bond monthly investment

    • ANSWER:
      I think Canada & U S is there

25. QUESTION:
    How do i invest in gold eft?
    Bear in mind im stupid, but what websites would i use (im in the UK)? What sort of tax and charges would there be? What, realistically is the minimum i would have to invest? Thanks.

    • ANSWER:
      use the commodity exchange market of your country and invest something like the stock exchange without taking delivery

26. QUESTION:
    How to invest in Gold ?
    I am planning to invest some percentage of my savings into Gold.
    1. How do I learn more about investing in Gold? What are the sites and procedures to make Gold investments?
    2. Should I buy Gold (bars/coins etc) or invest in Gold funds?
    3. Typically what percentage of your portfolio would you invest in Gold if you were to?
    4. Are there any tax liabilities/exemptions from investing in Gold?

    • ANSWER:
      1.As someone who follows commodities along with all other markets, I have learned a lot from the commodities section of bloomberg.com. Remember, while gold has unique properties among commodities, all else equal, commodities tend to outperform during periods of high inflation, i.e. demand for goods that outpaces supply of identical or substitute goods-more currency chasing fewer and fewer goods. If you are interested in trading the commodity, then lind-waldock is one common commodities broker that many people use, but if you are simply interested in synthetically trading gold as you would a stock then you could do that as an ETF, IAU or GLD, with any discount or full service brokerage house. Personally I trade gold on a forex account under the name XAU/USD (NOT to be confused with the XAU-Philadelphia gold/silver index).

      2. If you foresaw a major economic crises in which brokers/banks were to fail, then you might consider the hard asset-but then you must take into account the risks and costs of storage. Coins, as with any retail instrument, tend to go at a premium, but the IRS also allows you to purchase US Treasury coins in an Individual Retirement Account, if that is a concern (qualified IRA investments tend to be restricted as you may know). Gold funds can define a wide variety of things-and the ETF's I mentioned offer a great way to synthetically buy/sell the asset. Many mutual funds that may be known as precious metal or gold funds simply invest in a portfolio of gold/precious metal companies-which will not always track the asset to the tee-in finacial terms, your benchmark error is going to be higher than it would be with an index or ETF.

      3. In order to answer this, one would have to know much more. A blogger above answered that commodities are extremely volatile, which is true. If you are simply planning to passively invest in this because you feel that the global economy is still expanding and will be expanding for a long period of time with inflation then enjoy, but make sure you have a valid reason for your views. Maybe you agree if you think that the government of the US will not do anything to support the dollar? Or that China will continue to grow inencumbered even after the Olympics? Remember, markets tend to be efficient over a longer time frame and for every buyer there is a seller who feels opposite of what you do. If you are interested in capital preservation then keep your allocation small-if you are interested in risk or have a trader-like mentality, i.e. not an investor, then you may want to risk more. Be careful.

      4.Gold, as with almost any other asset, is taxed as a capital gain/loss on a Schedule D when the asset is sold, so naturally holding for a year or less would subject you to a higher tax rate-short-term, than if you held it for longer than a year-long term.

      All of the above topics could have much longer explanations, so if you would like me to clarify anything don't hesitate to ask. Happy investing.

27. QUESTION:
    What is the best way to invest in gold and silver?
    The dollar is losing value and inflation is hitting us hard. I want to protect myself from inflation but i don't really understand how gold and silver works. Gold today is at 7 and silver at so if i bought an ounce of it physical where would i sell it and would i sell it for %100 of its worth. Also if i bought it in stocks how do i do it i have search on zecco.com and etrade.com but cant find it. How would be the best place to purchase it?
    and please details
    Thank You

    • ANSWER:
      I can only tell you how I buy "gold". I buy stocks in companies that mine gold. The last one was AUY. I sold it yesterday after having bought it on April 28th and one more time to average down my cost. It was a good move. I could have made more if I had waited to sell it today, but I'm happy with what I made........enough to buy gas for the rest of the year.

      No wait, oil just went up some more!!! Make that enough to buy gas for the next 4 months! No, wait, it went up again! Next 3 months.

      Just kidding around. FCX is another fine company that is in the gold business. And PCU might mine gold too. They do mine copper, but most companies that mine one, mine the other too.

      That's just the easiest way to get in the gold business, in my opinion.

28. QUESTION:
    What is Gold ETF? can anybody teach how to invest in Gold ETF?
    The Capital Market and Real Estate market are not encouraging at present. Gold is the only asset seems to be profitable at this time.

    • ANSWER:
      Gold ETFs are Exchange Traded Funds. They are very similar to buying and selling stocks as they are traded in the Stock exchanges. The difference is that the underlying asset will be Gold.

      It is true that the commodity prices or on a hike now. You can consider investing in the Gold ETFS now

29. QUESTION:
    how to start invest in gold and silver in uk ?
    what is the process to go about ?

    • ANSWER:
      Try with this broker http://www.plus500.com/Trading/Commodities.aspx?id=690&tags=yn1cen&pl=2

30. QUESTION:
    How do you invest in gold or silver?
    I see people saying stuff like i bought an ounce or whatever but I'm still trying to figure out is if they bought stock or a mutual fund or is there something else I'm not understanding. A little clarification would be nice.
    Could I have the names of those companies?

    • ANSWER:
      Some people do buy PAPER gold and silver such as contracts, stocks or ETF's. I however buy PHYSICAL silver and gold. There is a big difference between PAPER silver/gold and the real thing.

      Here is a photo of my store of value of PHYSICAL silver. This photo was taken last October. Today I have more silver, gold and Canadian currency as a hedge then what is in this picture. http://i233.photobucket.com/albums/ee48/ALCAN1/Gold%20Silver/PICT0634.jpg

      You want to start off with a base of physical silver and gold. Once you have a base of physical product then its OK to branch off and buy ETF's, stocks or paper contracts. When you have physical product in your hands nobody owes you anything. If you hold a reciept somebody owes you something.

      There are many companies you can go to to buy silver and gold. I personally use 3 companies and I buy the following products.

      http://www.amergold.com/vault/pageview.php?coin=20_Liberty_gold_coins_au

      http://monex.com/prods/silver_maple.html

      http://allamericangold.com/index.html

      http://monex.com/why/silver_market.html

      http://monex.com/expert/supply-demand-important.html

      http://monex.com/expert/indispensable-metal.html

      http://monex.com/expert/china-factor.html

      http://monex.com/expert/declining-dollar.html

      http://monex.com/expert/silver-bull-market.html

      http://monex.com/expert/silver-now.html

      Companies I use.....

      For Silver Bullion
      Monex Precious Metals
      4910 Birch Street
      Newport Beach, CA 92660
      1-800-949-4653 ext 2276

      For U.S. .00 and all other U.S. pre 1933 XF and AU gold pieces I use
      Patriot Trading Group
      1 800 951 0592
      they allow to to use a credit card.

      For U.S. .00 and all other U.S. pre 1933 XF and AU gold pieces I use
      American Gold Exchange
      800-613-9323
      I use this company when not using a credit card as they are cheaper then Patriot Trading Group because they dont have the credit card transaction fees.

      Also I use Ebay as well from time to time.

      You can always email me anytime if you want more information as to where to go and other information.

31. QUESTION:
    Is it wise to invest in gold?
    I want to save for my future. I often wonder how much the national currencies tend to fluctuate, and therefore began wondering about gold: Is it a better option than just stuffing cash into the bank? Pros and cons? Is it better to buy through the stock market or actual gold bars? Any suggestions would be helpful! Thanks for your time!

    • ANSWER:
      I'm not a big fan of gold as an investment. Although it is a "steady" index, as opposed to currency, gold just does not appreciate at the same rate as the S&P, mutual funds, etc.
      That being said, if you STILL want to invest in gold, I would suggest no more than 10 percent of your portfolio contain gold.
      You may hear the old adage "An ounce of gold in 1880 could buy a good man's suit, and in 2007 an ounce of gold can buy a good man's suit." By this logic, the an ounce of gold you buy now, in 40 years, will be able to buy you a ....good suit. Whoo hoo.
      No imagine if you took the money you would have invested in gold and invested it in an S&P 500 index. The historical return on the S&P is great!
      The emerging stock markets, e.g. China and India are going to be the next big players. I'm a betting man, and I'm betting on them to come through for me.
      Good luck!

32. QUESTION:
    How can I invest in gold bullion?
    I would like to have some - a small amount - to keep at home, and the larger amount to be kept insured in some secure place.

    Is this possible? How can I go about this?

    • ANSWER:
      Gold is one of the best investments for all times.
      Bullion you can buy trough at least several companies.
      Make easy search for example "buy gold bullion" and choose for
      yourself.
      But there is some inconviniences too -there is a some hefty comission involved upon buy and sell.
      Also you have to worry about keeping it at home or paying safe deposits fee in the bank.
      I thing one of the best way to own Gold is trough gold tracking stock -ticker is GLD- it tracks absolutely the price of gold.
      If you wanna have some gold on your hand you can buy some gold coin.

33. QUESTION:
    How to invest in gold and /or precious metals?
    Dollars, Euros, buttons all on the line, so whats left for me? Goldfinger .

    • ANSWER:
      Judy is correct.

      Kitco is the leader in Gold & Silver sales (the actual metals). They do a good job....... but!!!!!...... there's high fees (hidden in the spread) and storage or shipping costs.

      Today's world... SLV is the largest holder of silver in the world. GLD is in the top 10 largest holders of gold in the world. A good on-line broker can sell you a 0,000 worth of either metal for a total commission under ..... and with no storage or shipping charges. Plus instantaneous transactions.

      ETF's (like SLV & GLD) is the way most traders buy & sell these metals.

34. QUESTION:
    How risky is it, to invest in gold?
    And do you think it's better than putting money in a cd account?

    • ANSWER:
      investment on GOLD on long terms is a good idea.
      Mostly Indian (conservative - majority believe in saving than spend) usually opt for investment in Gold.

      CD account will not give you return on par with inflation - it is an aged (old) man's available safe option.

      Trading in Gold (commodities) always very risky. Now dollar is falling - Gold is shinning. reverse cycle is not ruled out when America economy (largest economy) regain its strength (it will happen in 9 to 12 months time).

      When crude price goes up, OPEC (countries) invest large amount in GOLD After winter season crude prices are likely to fall drastically, at that time, OPEC will release GOLD to meet their commitments (to balance - balance of trade) at that time (during SUMMER) the GOLD prices will hit and DOLLAR demand will raise.

      right time of investing in GOLD is SUMMER

      right time of selling GOLD is during recession/WINTER, etc.,

      please Analise COMMODITY market behavior (atleast 3 years history).

35. QUESTION:
    How should I invest in gold?
    I'm a relatively inexperienced investor looking to purchase some gold funds as a hedge against inflation. I'm looking for something simple with minimal/no fees (similar to the index fund I currently hold through Vanguard). Any ideas? Thanks.

    • ANSWER:
      Whenever investing in gold, I always suggest the strategy of investing some of a portfolio in investment grade, rare gold coins certified by either NGC or PCGS.

      This way, your investment isn't tied strictly to the current price of gold but is also a function of the demand for rare gold coins.

36. QUESTION:
    How can one invest in gold other than in jewels?
    Also please advise how to convert the existing jewels in to investment

    • ANSWER:
      they are atleast two forms of gold purchase other than buying jewels ( i am speaking from India Pov and assuming that these purchases are for investment )

      1. gold bars either from Tanishq or other reputed shops ( do not buy from Banks as they cannot take the gold bars back) . the units are from 1 g, 2gm , 5 gm, 8 gm 10 gm, 20 gm, 50 gm 100 Grams.
      these are gold bars that you need to buy and keep in safely lockers for protection.
      2. GOld ETF. these can be brought online without the worry of security or lockers. no worry of purity or quality. the disadvantages of Gold ETF is they is a 2 % charges and not all Gold ETF buy 100 % gold so some percent of GOld ETF is in debt. only Benchmark Gold ETF has 100% gold that is very close to the actual gold price.

37. QUESTION:
    Can someone explain to someone who doesn't know the first thing about economics/stocks how to invest in gold?
    I have been hearing this on the radio for about 5 years.

    • ANSWER:
      The easy way is to buy an ETF that mimmics the price of gold exactly. It avoids all security issues of owning the bullion directly. The ticker is GLD.

      Having said that, gold has been a historically bad investment. Today it is reaching all time highs, yes, but viewed in the long run, savings accounts would have done better than gold.

      That you are interested at a time when it is reaching all time highs should serve as a warning... enthusiasm is greatest just before a crash.

38. QUESTION:
    Hai i want to invest in gold-etf through online; i have demat account and net banking; how to start?

    • ANSWER:
      Most investors are in the know that GOLD has recently been one of the commodities that has shown rapid levels of price increase. Can you provide some input as to some Market information that can be observed to have HIGH correlation to Gold prices and the underlying rationale of your argument ?
      ------------------------------------------------------------------------------------------------------------------------------------
      “The wise are instructed by reason; ordinary minds by experience; the stupid, by necessity; and brutes by instinct.” – Cicero, Roman author and politician

39. QUESTION:
    When/why should someone (age 45) invest in Gold, and what % of invested assets?
    How should one invest to protect themselves from the dollar losing value over the next several years?

    • ANSWER:
      Gold is NOT an "investment", and (adjusted for inflation) has held basically the same "buying power" (or actually declined very slightly) since the year 1550;

      http://www.sharelynx.com/chartsfixed/600yeargold.gif

      You do NOT need to own gold to protect yourself if (as the gold sellers warn you might happen) the "bottom falls out"....if the economy collapses, bullets & drinking water will be FAR more useful than lumps of yellow metal! But don't worry about it anyway, it isn't going to happen.

      At 45, in the current "economic environment" you should hold mostly Growth stocks (preferably in a diversified fund) and perhaps 10-15% in cash to buy MORE stocks on pull-backs....the Baby-Boomers will start retiring soon, and (typically) they have not saved enough for retirement and tend to be 'conservative investors' buying bonds; when they realize the 3% return on their nest-egg isn't enough to pay their bills, they will have no choice but to shift assets to stocks (probably mostly Dow components which they will perceive as "safest") and there will be a consequent run up in the Dow.

      Look VERY closely at the people recommending you "hold gold" and you will notice they all have something in common......gold they would like to SELL to YOU at today's highly inflated price!

      Best wishes!

40. QUESTION:
    How can I invest in Gold ETFS? Is it a good option to invest in Gold ETFs?

    • ANSWER:
      This exchange trade fund, symbol GLD, tracks the price of gold as a commodity and not gold and gold mining income. It is an excellent inflation hedge. You can buy it over the New York Exchange under symbol GLD.

41. QUESTION:
    How can i invest in gold?
    Does anyone know, how to invest in gold

    • ANSWER:
      You can buy some gold ETFs such as

      GLD
      GDX
      IAU

42. QUESTION:
    Is it better to invest in gold or silver?
    And how do I avoid scams and fads? Please help!

    • ANSWER:
      gold (and to a lesser extent silver) should be considered long term hedges or "wealth insurance" than investments, in case the US Dollar someday becomes absolutely worthless.

      if you can, i would buy both gold and silver, in an approximate 30/70 ratio. the reason for this is that the gold/silver ratio is 65-70, while the historical ratio has been about 20, meaning that silver is undervalued compared to gold, and so has more upside potential.

      the way to play the ratio is to buy the undervalued silver until the ratio decreases to a point where you feel comfortable exchanging silver for gold, and then do the opposite when the ratio goes the other way. that way you expect to increase your holdings of both metals going through the cycles.

      i would also hold physical bullion such as the Krugerrand, or the Canadian Silver Maple Leaf. the next best thing would probably be the ETFs GLD, and SLV.

43. QUESTION:
    How to invest in gold?
    Finance analysts recommend keeping up to 10% of ones assets in gold. Though gold is a safe investment option, its biggest problem is liquidity. Banks selling 24 carat gold coins are over prized and they do not buy them back. One may buy gold from open market and stock in bank lockers. But, if he goes to sell that at jewelers shop, it is sold at below prevailing rate.

    • ANSWER:
      Open up a brokerage account and buy GLD
      It is just that simple.
      Be careful, if the market starts picking up, and the economy recovering gold could drop back down, and drop down fast...

44. QUESTION:
    How ca I invest in gold?
    I don't want to get the gold in coins or other forms, I want to get a document that entitles me to it.

    • ANSWER:
      There are many ways to invest in gold where you receive a document that "entitles" you to it, thereby eliminating the responsibility, hassle and cost of storing and protecting it. There are some slight differences between the different types, which I will explain below.

      Allocated Storage: This is where you buy the gold, and a bank or mint store the gold for you. In this form, you have rights to actual gold bars or coins that are physically held for you in the firm's vault. In return, you pay a storage fee on an annual, semi-annual, or monthly basis. One interesting option here is GoldMoney, which has no minimum to invest, and which allows you to convert your investment into several different currencies instantaneously. There are many others, all with their own set of fees and policies.

      Unallocated Storage: This is where you invest the gold, and you hold rights to the gold you own, but you do not own rights to specific bars and/or coins. Instead, you own a share of the pool of gold that is held by the bank or mint. You agree to let the bank or mint use your gold as working capital. In a mint, this means they use the gold in minting operations, and in a bank it means they can use it as their cash reserve. In return for letting them do this, you get free storage. Most of the gold held by investors is held this way. Critics say the investor is particularly subject to default risk in this scenario, because if the bank or mint becomes insolvent, the gold investor doesn't automatically get his/her money out. You can exchange your certificate for the gold itself by requesting your gold to be formed into bars (for a fee.) There are often minimums in a program like this. One such program, the Perth Mint, offers a guarantee from the Australian Government on any gold invested with the program. The minimum in this program is ,000.

      Gold ETF (GLD): The gold ETF is a convenient way to invest in gold. However, it does not give you "rights" to the gold per say. You cannot cash in your shares for actual gold. You can only sell your shares on the market. So what you really own here is a promise in the form of gold backed shares of stock. The pluses are convenience and the fact that the shares are easy to buy and sell under normal market conditions.

45. QUESTION:
    Why would you invest in gold?
    I just don't understand. It's really only useful for specific industrial purposes. And now, it seems to be marketed to people that think the sh*t is going to hit the fan soon. If economic catastrophe happened, it seems like gold would be worth little. What would someone want with gold when they don't know how their going pay their bills or feed their family. I doubt the demand for jewelry or electrical contacts would go up.

    Wouldn't more useful things like land, tools, home-based energy, etc.. be a better investment?

    • ANSWER:
      In India, gold is most valued investment. People start investing in gold early so as to average the cost till important occasions like weddings, etc. So buying physical gold here is common & desired. ETFs are a new way of investing to avoid physical storage issues.

      To me gold seems a good option due to its ever increasing value. Its also a good asset diversification. If u are looking to make quick buck then gold is not our ans. but from long term pt of view, it is giving avg 20% returns every year....

      out of ur list i guess buying land is the next best thing to gold... both are ever increasing at least in India.

46. QUESTION:
    What Is A Gold ETF? Is It Good To Invest In Them?
    Im looking into buying gold or investing in gold. Would Silver or gold etf's be a good idea? Im not sure how they work or if there going to be a good longterm investment. If anyone can explain how they work and if there worth the investment. Mabe some websites or companys that would be good to look into.Ans would investing in gold or silver mining companies be a good idea? how would I do that? through stocks? thanks

    • ANSWER:
      an etf is an Exchange traded fund, it is like a more specific mutual fund,
      there returns are genrally lower, go with GLD or SLW gold and silver stocks, or physical gold/ silver.
      if you want a little more risk/reward go w/ palladium/rhodium e-mail if other q's

47. QUESTION:
    Should I invest in Gold, Silver, Platinum, or Palladium - at this time?
    I would like to invest in both coins (silver and gold), and bullion/commodities. Which one of these is poised for the biggest returns over the next year or two? Three years?

    How should I invest in them? Take possession of it?

    • ANSWER:
      From what I've been reading now is the time to buy physical silver.

48. QUESTION:
    What is the best way to invest in gold?
    How do I do it do I buy some and put it in a bank vault or can I do it through some kind of fund.

    • ANSWER:
      1) Buy a Sovereign Coin either brand new from the Royal Mint
      http://www.royalmint.com
      or 2nd hand from CHARD - http://www.24carat.co.uk/sovereignsindx.html
      http://www.24carat.co.uk/halfsovereignsindx.html
      Also available on eBay

      2) Buy South African Gold Krugerands
      http://www.24carat.co.uk/krugers.html

      3) Buy Gold bullion
      http://www.investmentmetals.co.uk/

      4) Invest in a Gold Mining company such as "Peter Hambro Mining" (POG.L)
      http://quote.fool.co.uk/summary.aspx?s=POG.L&tks=POG

49. QUESTION:
    Considering the current and future economy how advisable to invest in gold?

    • ANSWER:
      Gold should move up but because the dollar is entrenched in gold, I think you will see little to no growth in gold. The dollar is horrid right now because of the debt of the US government and world Economy but is moving higher by default because the other world currencies are worse off.

      Buy value stocks with good earning, dividends, and P/E ratios. If you have under 250K buy a CD. If your over 250K by US T_bill because the markets are oversold and we are not anywhere near being out of this recession yet.

50. QUESTION:
    hai i want to invest in gold-etf through online; i have demat account and net banking; how to start?

    • ANSWER:
      one can invest in gold ETFs just like a equity share. no commodity a/c is needed.